Immediate Value
A store gift card incentive when a home loan is successfully submitted to a financial institution.
Rewarding Loans Membership
Your home loan.
More to enjoy.
More than a home loan. More ways to get value from your relationship with us.
Talk to a brokerReward. Save. Win.
Value that continues beyond settlement.Your loan is just the beginning
A relationship
that keeps giving.
Our mortgage broking service helps you get to the home loan. Our membership experience is designed to keep adding value.
At Rewarding Loans, we believe your relationship with your mortgage broker shouldn’t end when your loan settles. That’s why our member experience is built around three simple ideas.
01 / Member benefits
Rewards that keep adding up.
Two years of ongoing rewards
Quarterly incentives, with a full home loan review before a further two-year extension.
Get more back from your home loan.
Rewarding Loans members receive a store gift card incentive when their home loan is successfully submitted to a financial institution.
The benefits continue beyond settlement. Rewarding Loans members receive quarterly store gift card incentives for two years.
At the end of two years, your home loan is fully reviewed before an extension of another two years of quarterly store gift card incentives.
It’s our way of sharing ongoing value with the customers who choose Rewarding Loans.
02 / Member benefits
A clearer view of your options.
Informed choices
Compare relevant opportunities with your current loan, including the costs and eligibility requirements.
Stay informed. Make better informed decisions.
The home loan market is constantly changing. Interest rates move, lenders introduce new offers and opportunities can come and go.
We keep our members informed about relevant opportunities, which may include competitive interest rate offers, cashback deals and other lender specials.
It doesn’t mean changing your home loan every time something new appears. It means having someone keeping an eye on the market, so when a worthwhile opportunity comes along, you’re in a better position to consider it.
Because sometimes the value is found simply by comparing what you have currently.
03 / Member benefits
Something more to look forward to.
$500 store gift card
An opportunity to participate in the quarterly prize draw, subject to terms and eligibility.
Because being a Rewarding Loans member should have its perks.
Rewarding Loans members also have the opportunity to participate in the quarterly prize draw for a $500 store gift card.
A home loan is one of the biggest financial commitments you’ll make. We believe the experience of having a home loan should come with more than paperwork and repayments.
With Rewarding Loans, there’s always something more to look forward to.
Financial Intelligence
Stay Ahead
Stay informed about relevant home loan opportunities.
We keep an eye on the market and share opportunities that may be worth discussing. You don’t have to constantly monitor it yourself.
- Competitive home loan interest-rate offers
- Cashback offers
- Other lender specials
- Refinancing opportunities
An offer is a starting point for a conversation. Your circumstances, eligibility and the costs of making a change still matter.
Your ongoing membership
Value beyond
a single transaction.
From your first application to your next property chapter, your membership brings continuing value.
Ongoing Value
Quarterly store gift card incentives for two years, with a full home loan review before a further two-year extension.
Lifestyle Value
An opportunity to participate in the quarterly prize draw for a $500 store gift card.
Financial Intelligence
Updates on relevant home loan interest-rate offers, cashback opportunities and other lender specials.
Lifetime Value
A continuing relationship with a mortgage and finance partner as your circumstances and property plans evolve.
Store gift card incentives, ongoing rewards and prize draws are subject to applicable membership terms, conditions and eligibility requirements. Ask your broker to confirm the current benefits, timing and eligibility.
Membership, explained
Your membership questions.
When does the initial reward apply?
Rewarding Loans members receive a store gift card incentive when their home loan is successfully submitted to a financial institution. The final incentive amount is documented in the Rewarding Loans Credit Proposal before submission.
How do ongoing rewards work?
Rewarding Loans quarterly store gift card incentives commence from time of successful home loan submission for two years. At the end of two years, your home loan is fully reviewed before an extension of another two years of Rewarding Loans quarterly store gift card incentives. The incentive amount formula is documented in the Rewarding Loans Credit Proposal prior to home loan application submission. Incentives are uncapped and applicable to all home loan balance amounts less home loan offset and redraw account balances. The incentive amount is based on the average amount of home loan funds being utilised over a quarter.
What do the market updates cover?
Relevant home loan interest-rate offers, cashback opportunities and other lender specials.
What can members win?
Members have an opportunity to participate in the quarterly prize draw for a $500 store gift card. Winning is not guaranteed; entry requirements and eligibility are set out in the applicable draw terms.
Should I refinance whenever a new offer appears?
No. Staying informed helps you consider opportunities. The potential benefits, fees, costs and your individual circumstances should be considered before changing your loan.
We’ll discuss your circumstances, explore your potential options and explain how Rewarding Loans membership could work for you.
Phone or online/screen sharing meeting times are available from 9am to 9pm 7 days a week.