Home loan services
Wherever you are in your property journey, the right home loan guidance can make the next step easier.
Talk to a brokerFirst home. Refinancing. Property investment.
Every new beginning starts with a plan.Personal guidance, at every stage
Your home loan needs can change as your life, finances and property plans evolve.
You may be buying your first home, reviewing an existing home loan or preparing to purchase your next investment property.
At Rewarding Loans, we provide practical, personalised mortgage broking support across each of these stages.
We’ll help you understand the home loan options relevant to your circumstances, navigate the application process and access the ongoing benefits through your Rewarding Loans membership.
Rewarding Loans is for those who want to own a home, own a home, or want to own lots of homes.
01 / First home buyers
Your first home is a big step. Your home loan shouldn't feel overwhelming.
Buying your first home is exciting. Understanding how to finance it can be considerably more complicated.
There are lenders to compare, home loan features to understand, documents to prepare and unfamiliar terminology to navigate.
You don't have to figure it all out alone.
As a first home buyer mortgage broker, we’ll take the time to understand your circumstances, what you’re looking to buy and what matters most to you.
From there, we’ll help you explore suitable home loan options and explain the important details in straightforward language so you can make decisions with greater confidence.
From your first conversation through to your application, we’re here to make the finance side of buying your first home simpler and easier to navigate.
02 / Refinancing
Is your current home loan still working for you?
A home loan that suited you when you first took it out may not necessarily remain the right fit today.
Interest rates change. Home loan products evolve. Your income, equity and financial goals can change too.
As a refinance mortgage broker, we can review your current position and explore alternatives that may be available to you.
That could include considering different lenders, interest rates, home loan features or relevant cashback opportunities.
But refinancing isn't automatically the answer.
Changing home loans can involve fees, costs and other considerations. The important question is whether making a change makes sense for your individual circumstances and longer-term goals.
We’ll help you understand the potential benefits and considerations, giving you the information you need to make a more informed decision.
03 / Property investment
Home loans designed around your property investment plans.
Property investing comes with its own home loan considerations.
Someone purchasing their first investment property may have very different requirements from an experienced investor adding another property to their portfolio.
That’s why we start with you. We want to know your circumstances, your plans and where you want your property journey to go.
As an investment home loan mortgage broker, we can help you explore home loan options for your next property purchase and understand the finance process involved.
Whether you're entering the investment market for the first time or growing an existing portfolio, we’ll help you understand the relevant investment property home loan options and navigate the application process.
Value beyond settlement
Our mortgage broking service helps you get to the home loan. Our membership experience is designed to keep adding value.
Rewarding Loans members will receive a store gift card incentive when their loan is successfully submitted to a financial institution.
Additionally, under the Rewarding Loans model, members will also receive extra store gift card incentives quarterly for two years.
The home loan market is constantly changing.
We keep members informed about relevant opportunities that may be worth considering, including competitive interest rate offers, cashback opportunities and other lender specials.
The goal isn't to encourage unnecessary changes to your home loan.
It’s to help you stay informed so you can recognise a worthwhile opportunity when one comes along.
Because being a Rewarding Loans member should have its perks.
Rewarding Loans members also have the opportunity to participate in the quarterly prize draw for a $500 store gift card adding another benefit to the Rewarding Loans experience.
Store gift card incentives, ongoing rewards and prize draws are subject to applicable membership terms, conditions and eligibility requirements. Ask your broker to confirm the current benefits, timing and eligibility.
Explore your membershipWorking with us
Simple, clear and centred around you.
Buying your first home, refinancing or investing? Start by telling us where you are now and what you’re hoping to achieve.
We’ll ask the right questions to understand your borrowing position, priorities and plans.
We’ll discuss relevant home loan options and explain the important details clearly without unnecessary jargon.
Once you’ve decided how you’d like to proceed, we’ll guide you through the application process.
You’ll gain access to the benefits available through Rewarding Loans membership.
Your home loan may have settled, but our relationship doesn’t end there. We’re here for the next stage of your property journey.
You don't need to know which lender or home loan you want before you contact us.
That’s part of what we’re here to help with.
Whether you’re buying your first home, considering refinancing or planning your next investment purchase, start with a conversation.
Tell us what you’re trying to achieve. We’ll discuss your circumstances, explain your potential options and help you understand what the next step could look like.
No need to have everything figured out. Just start the conversation.
Ready to make your home loan more rewarding?
Phone or online/screen sharing meeting times are available from 9am to 9pm 7 days a week.