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If you have or have had a bad credit rating or a credit report which shows missed payments, arrears and County Court Judgements (CCJs), it can be quite difficult for you to get a loan at a reasonable or competitive interest rate. But there is and... |
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In the world of finance today there are many times the name home loan is mentioned, but what exactly is it? Well it can cover a range of loan types, it can mean a mortgage that can be used to purchase a property. Another type of home loan is a... |
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It is not that difficult to own a car now; car loans have made dreams approachable. You can apply for car loans that suit your financial status. Have bad credit or no credit? Youre not alone. Nearly 25 percent of all car buyers cant qualify for... |
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Those of you who recently filed bankruptcy (and those bad credit scores) may be tempted, like I was, to ask a friend, parent or relative to co-sign on a loan with you.
Don't do it.
It weakens your position with lenders. Once a lender... |
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Charlene and her daughter Tanya wanted more out of life than their small two bedroom one-bath apartment could provide. Tanya had been begging for a cocker spaniel puppy for two years now. Apartment rules would not allow a dog. The laundry facilities... |
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An appraisal of your home by a licensed Appraiser will be a requirement from any lender before a mortgage loan will be approved. If you have had an appraisal done within the last 6 months, many lenders will allow that to be used. If you have no idea... |
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There are 3 main qualifying factors used to qualify a borrower for a mortgage loan: EQUITY, INCOME and CREDIT.
Everyone seems to be so concerned with the interest rate on their loan and how to get... |
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